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dc.contributor.authorArora, Rashmi
dc.date.accessioned2017-05-03T15:46:29Z
dc.date.available2017-05-03T15:46:29Z
dc.date.issued2012
dc.date.modified2013-06-28T02:30:59Z
dc.identifier.issn01436597
dc.identifier.doi10.1080/01436597.2012.627256
dc.identifier.urihttp://hdl.handle.net/10072/45881
dc.description.abstractThe Australian government as part of its aid programme allocates large funds to improve financial inclusion in developing countries. However, this does not take into account low educational levels in these countries. The existing literature on financial inclusion also treats the issue as mainly supply-centric and does not take cognisance of the fact that poor human development and high illiteracy levels in developing economies may prevent a large section of the population from benefitting from financial inclusion efforts, because of low awareness and comprehension of the financial services available. This study uses a detailed three-stage methodological approach to examine the relationship between financial development and human capital in 21 countries of developing Asia. The results show that a significant negative relationship exists between financial development proxied by M2/gdp and pupil:teacher ratios and a strong positive relationship exists between physical access to banks and expected years of schooling. Further, our financial development and educational development indices also show no clear pattern in the selected countries' financial and educational development.
dc.description.peerreviewedYes
dc.description.publicationstatusYes
dc.format.extent471053 bytes
dc.format.mimetypeapplication/pdf
dc.languageEnglish
dc.language.isoeng
dc.publisherRoutledge
dc.publisher.placeUnited Kingdom
dc.relation.ispartofstudentpublicationN
dc.relation.ispartofpagefrom179
dc.relation.ispartofpageto199
dc.relation.ispartofissue1
dc.relation.ispartofjournalThird World Quarterly
dc.relation.ispartofvolume33
dc.rights.retentionY
dc.subject.fieldofresearchEconomic Development and Growth
dc.subject.fieldofresearchStudies in Human Society
dc.subject.fieldofresearchcode140202
dc.subject.fieldofresearchcode16
dc.titleFinancial Inclusion and Human Capital in Developing Asia: the Australian Connection
dc.typeJournal article
dc.type.descriptionC1 - Articles
dc.type.codeC - Journal Articles
gro.rights.copyright© 2011 Taylor & Francis. This is an electronic version of an article published in Third World Quarterly, Volume 33, Issue 1, 2012, pages 177-197. Third World Quarterly is available online at: http://www.tandfonline.com with the open URL of your article.
gro.date.issued2012
gro.hasfulltextFull Text
gro.griffith.authorArora, Rashmi U.


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